Job Summary

IT Sight Technologies is seeking a highly detail-oriented and experienced Remote Mortgage Underwriter to support Tier 1 banking clients. The ideal candidate will be responsible for evaluating residential mortgage loan applications, ensuring compliance with regulatory guidelines, and making sound credit decisions. This role demands strong analytical skills, in-depth knowledge of underwriting standards, and the ability to work efficiently in a fast-paced, remote environment.

Key Responsibilities

Review and assess mortgage loan applications, including income, credit, assets, and property documentation.
Apply underwriting guidelines in accordance with investor and regulatory standards (e.g., FHA, VA, Conventional loans).
Analyze borrower risk profiles and make approval, suspension, or denial decisions.
Ensure all loan files meet compliance requirements and internal quality standards.
Collaborate with loan processors, loan officers, and quality control teams to resolve discrepancies.
Maintain accurate and detailed underwriting notes and documentation.
Stay updated with changing mortgage regulations, policies, and market trends.
Meet productivity, turnaround time, and accuracy benchmarks.

Required Skills and Qualifications

Strong understanding of mortgage underwriting processes and guidelines.
Proficiency in analyzing credit reports, tax returns, income calculations, and financial statements.
Familiarity with automated underwriting systems (AUS) such as DU and LP.
Excellent attention to detail and decision-making ability.
Strong communication and interpersonal skills.
Ability to work independently in a remote setup.
Proficiency in mortgage software and Microsoft Office tools.

Experience

Minimum 3–5 years of experience in mortgage underwriting, preferably with Tier 1 banks or large financial institutions.
Proven experience handling a high volume of loan files with accuracy.
Prior experience with US mortgage processes is highly preferred.

Working Hours

Full-time remote role.
Flexible shifts aligned with US business hours.
Ability to meet deadlines and maintain productivity in a remote work environment.

Knowledge, Skills, and Abilities

In-depth knowledge of mortgage lending regulations and compliance standards.
Strong analytical and problem-solving skills.
High level of integrity and confidentiality.
Ability to adapt to evolving guidelines and technology.
Strong organizational and time management skills.

Benefits

Competitive salary package.
100% remote work flexibility.
Opportunity to work with Tier 1 banking clients.
Career growth and upskilling opportunities.
Supportive and collaborative work environment.
Performance-based incentives.

Why Join IT Sight Technologies?

At IT Sight Technologies, you will be part of a dynamic and forward-thinking organization that partners with leading global financial institutions. We prioritize employee growth, encourage continuous learning, and offer a flexible work culture that empowers you to perform at your best. This role provides a unique opportunity to gain exposure to high-value mortgage projects while working remotely.

How to Apply

Interested candidates can submit their updated resume along with a brief cover letter highlighting their underwriting experience and relevant achievements. Shortlisted candidates will be contacted for further assessment and interviews.

Remote Mortgage Underwriter – Tier 1 Bank Projects

Job Description