Mortgage Quality Control Auditor Fully Remote
Silverton Mortgage
Available Locations:
Culver City, California
Job Description
Job Summary
Silverton Mortgage is seeking a highly detail-oriented and experienced Mortgage Quality Control Auditor to join our dynamic remote team. In this role, you will be responsible for reviewing loan files to ensure compliance with company policies, investor guidelines, and federal and state regulations. You will play a critical role in maintaining the integrity of our mortgage processes by identifying potential risks, ensuring accuracy, and supporting overall operational excellence. This is an excellent opportunity for a motivated individual with a strong background in mortgage operations and a passion for quality assurance.
Key Responsibilities
- Perform thorough audits of closed mortgage loan files to ensure compliance with investor, federal, and state regulations.
- Evaluate loan documentation for accuracy, completeness, and adherence to company policies.
- Identify, document, and report discrepancies or compliance issues, and provide recommendations for corrective actions.
- Collaborate with underwriting, processing, and closing teams to resolve identified issues in a timely manner.
- Prepare detailed audit reports and maintain accurate records of findings and resolutions.
- Monitor changes in mortgage compliance regulations to ensure audit procedures remain current.
- Assist in developing and refining quality control processes to enhance operational efficiency.
- Participate in regular quality control meetings and contribute to continuous improvement initiatives.
Required Skills and Qualifications
- Strong knowledge of mortgage industry standards, investor guidelines, and compliance regulations (Fannie Mae, Freddie Mac, FHA, VA, USDA).
- Proficiency in reviewing loan documents including applications, income, credit, appraisal, and closing documentation.
- Excellent attention to detail and analytical skills.
- Ability to work independently in a remote environment with minimal supervision.
- Proficient in Microsoft Office Suite and mortgage loan origination systems.
- Strong written and verbal communication skills.
Experience
- Minimum of 2–3 years of experience in mortgage quality control, underwriting, or loan auditing.
- Previous experience with remote mortgage audit processes is preferred.
Working Hours
- Flexible remote schedule with core hours typically Monday to Friday, 9:00 AM – 5:00 PM (EST).
- Occasional extended hours may be required during peak periods or regulatory audits.
Knowledge, Skills, and Abilities
- In-depth understanding of mortgage lending practices and compliance requirements.
- Ability to interpret regulatory guidelines and apply them to audit processes.
- Strong problem-solving skills with the ability to identify trends and recommend solutions.
- Capacity to handle confidential information with discretion and integrity.
- Self-motivated with a commitment to quality and accuracy in all aspects of work.
Benefits
- Competitive salary with performance-based incentives.
- Comprehensive health, dental, and vision insurance.
- 401(k) retirement plan with company matching.
- Paid time off, holidays, and sick leave.
- Professional development opportunities and career growth potential.
- Fully remote work environment with the tools and support needed for success.
Why Join Silverton Mortgage
At Silverton Mortgage, we value excellence, integrity, and collaboration. By joining our team, you will be part of a company that prioritizes employee growth, customer satisfaction, and regulatory compliance. You will work alongside dedicated professionals in a flexible, remote-friendly environment while contributing to the continued success of one of the most respected mortgage lenders in the industry.
How to Apply
Interested candidates are encouraged to submit their resume and a brief cover letter outlining their relevant experience via our careers page or recruitment email. Shortlisted applicants will be contacted for the next steps in the selection process.